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QSBS & Founder Tax

IRC Sections 1202, 1045, and 1244. The five-year holding period, the active-business test, the gross-asset cap, the rollover into replacement QSBS, and the ordinary-loss counterpart that sits alongside the gain exclusion.

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Section 1202 of the Internal Revenue Code allows a non-corporate holder of qualified small business stock to exclude up to the greater of $10 million or 10x basis of capital gain on the sale of that stock, provided the issuer-level and holder-level requirements are met and the stock is held for more than five years. Section 1045 permits a rollover into replacement QSBS within 60 days of a sale where the holder has held for more than six months but less than five years. Section 1244 provides ordinary-loss treatment up to $50,000 ($100,000 on a joint return) for losses on stock in a domestic small business corporation, the asymmetry that makes the QSBS architecture so favorable on expected-value math.

The pieces below collect every Capital insight, guide, and quarterly story that touches QSBS and founder-side tax planning.

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