https://rausarusso.com/real-estate Guides, articles, and The Closing Brief newsletter from Real Estate & Closings, a practice group of Rausa Russo Law, PLLC (not a separate firm), covering residential, co-op, condo, commercial, and investor transactions throughout New York State. Attorney Advertising. en-us inquiries@rausarusso.com (Rausa Russo Law, PLLC) Wed, 14 Oct 2026 00:00:00 +0000 https://rausarusso.com/real-estate/newsletter/2026-10-14https://rausarusso.com/real-estate/newsletter/2026-10-14Wed, 14 Oct 2026 00:00:00 +0000FinCEN’s vacated residential reporting rule, New York City and Westchester co-op board deadlines, the end of the $500 disclosure credit, and closing wire fraud.The Closing Brief https://rausarusso.com/real-estate/guides/buying-a-home-in-new-yorkhttps://rausarusso.com/real-estate/guides/buying-a-home-in-new-yorkWed, 14 Oct 2026 00:00:00 +0000A step-by-step guide to the attorney-led New York home purchase: contract review, due diligence, financing, title, closing costs, and closing day.Guides https://rausarusso.com/real-estate/guides/selling-a-home-in-new-yorkhttps://rausarusso.com/real-estate/guides/selling-a-home-in-new-yorkWed, 14 Oct 2026 00:00:00 +0000For New York home sellers: the contract, the Property Condition Disclosure Statement, transfer taxes, payoffs, and what happens at closing.Guides https://rausarusso.com/real-estate/articles/do-i-need-a-lawyer-to-buy-a-house-in-new-yorkhttps://rausarusso.com/real-estate/articles/do-i-need-a-lawyer-to-buy-a-house-in-new-yorkWed, 14 Oct 2026 00:00:00 +0000New York does not generally require a lawyer for a home purchase, but attorneys are customary here; what a buyer’s attorney does and when to bring one in.Residential https://rausarusso.com/real-estate/articles/new-york-closing-costs-transfer-tax-mansion-taxhttps://rausarusso.com/real-estate/articles/new-york-closing-costs-transfer-tax-mansion-taxWed, 14 Oct 2026 00:00:00 +0000How the state transfer tax, the 1% mansion tax, New York City’s supplemental and transfer taxes, and the mortgage recording tax work, with rates as of October 2026.Residential https://rausarusso.com/real-estate/articles/new-york-property-condition-disclosure-sellershttps://rausarusso.com/real-estate/articles/new-york-property-condition-disclosure-sellersWed, 14 Oct 2026 00:00:00 +0000Since March 20, 2024, sellers can no longer give a $500 credit instead of the disclosure statement; what the form requires, which transfers are exempt, and what it does not cover.Residential https://rausarusso.com/real-estate/articles/buying-a-co-op-in-new-york-board-approvalhttps://rausarusso.com/real-estate/articles/buying-a-co-op-in-new-york-board-approvalWed, 14 Oct 2026 00:00:00 +0000How co-op ownership works, how much deference courts give board decisions, and the New York City and Westchester timelines for acting on applications.Co-ops & Condos https://rausarusso.com/real-estate/articles/real-estate-closing-wire-fraudhttps://rausarusso.com/real-estate/articles/real-estate-closing-wire-fraudWed, 14 Oct 2026 00:00:00 +0000Scammers impersonate attorneys and title companies to redirect closing funds; how to verify wiring instructions and what to do right away if money goes to the wrong place.Protect Your Property https://rausarusso.com/real-estate/articles/deed-theft-new-york-protect-your-homehttps://rausarusso.com/real-estate/articles/deed-theft-new-york-protect-your-homeWed, 14 Oct 2026 00:00:00 +0000Deed theft can now be prosecuted as grand larceny in New York; the warning signs, protective steps, and where to report a suspected fraudulent deed.Protect Your Property https://rausarusso.com/real-estate/articles/1031-exchange-deadlines-new-yorkhttps://rausarusso.com/real-estate/articles/1031-exchange-deadlines-new-yorkWed, 14 Oct 2026 00:00:00 +0000The federal identification and exchange periods, the three-property and 200% identification rules, and why the qualified intermediary matters. Tax questions belong with your tax adviser.Investors https://rausarusso.com/real-estate/articles/new-york-commercial-lease-personal-guarantyhttps://rausarusso.com/real-estate/articles/new-york-commercial-lease-personal-guarantyWed, 14 Oct 2026 00:00:00 +0000Personal guaranties, notices of default and cure, and why a commercial tenant generally must seek a Yellowstone injunction before the cure period runs out and the lease terminates.Commercial https://rausarusso.com/real-estate/articles/buying-property-in-an-llc-new-york-reporting-ruleshttps://rausarusso.com/real-estate/articles/buying-property-in-an-llc-new-york-reporting-rulesWed, 14 Oct 2026 00:00:00 +0000New York’s LLC publication requirement, the narrowed LLC Transparency Act, and where federal beneficial ownership and FinCEN residential reporting stand in 2026.Investors